Contractor & Commercial Business Insurance
for Trucking & Commercial VEHICLES
ELITE PARTNERS INSURANCE GROUP
Protection for Your Business, Your Employees, and Your Clients
Contractor & Commercial Business Insurance safeguards your company from a wide range of risks—property damage, liability claims, workplace injuries, and more. At Elite Partners Insurance Group, we provide comprehensive coverage tailored for contractors, tradespeople, and commercial businesses so your operation stays compliant, protected, and ready for contracts.
If your business interacts with clients, works on job sites, or employs staff, proper insurance isn’t optional—it’s essential.
ELITE PARTNERS INSURANCE GROUP
Who Needs Contractor & Commercial Business Insurance
This coverage is critical for:
General contractors and subcontractors
Electricians, plumbers, HVAC, and other trades
Construction and remodeling companies
Property management and commercial service providers
Any business operating on client property or job sites
Available in 47 states (not licensed in Hawaii, Alaska, or Delaware)
ELITE PARTNERS INSURANCE GROUP
What Contractor & Commercial Business Insurance Covers
General Liability
Protects your business from third-party claims for bodily injury, property damage, or personal injury that occurs during your work.
Property Insurance
Covers your business property, equipment, and tools from fire, theft, vandalism, and weather-related damage.
Workers’ Compensation
Provides medical and wage replacement benefits to employees injured on the job, helping you stay compliant with state laws.
Professional Liability (Errors & Omissions)
Covers claims arising from mistakes, negligence, or failure to perform professional services.
Business Interruption
Helps cover lost income and expenses if your operations are temporarily disrupted due to a covered event.
What physical damage Insurance
DOES
NOT
Cover
Understanding coverage limits helps avoid surprises:
- Intentional damage or criminal acts
- Vehicle accidents (Auto Liability required)
- Employee injuries not reported or outside workers’ compensation coverage
- Professional mistakes outside the scope of your policy
We help you combine the right policies so every part of your operation is properly protected.
Why Contractor & Commercial Business Insurance Is Often Set Up Wrong
Many businesses run into problems because:
1.
Policies don’t match the actual work being performed
2.
Coverage limits don’t meet contract requirements
3.
Gaps exist between liability, property, and workers’ compensation
4.
Equipment and tools are underinsured
We structure physical damage policies that reflect real-world trucking—not generic assumptions.
ELITE PARTNERS INSURANCE GROUP
Stop Overpaying for
Contractor & Commercial Business Insurance
If you’re an owner-operator, fleet owner, or contractor, chances are you’re paying for coverage you don’t need—or missing coverage you do. Elite Partners Insurance Group helps you switch smarter, with policies built to fit your operation and pricing that makes sense.
We shop the market, cut the waste, and get your coverage set up fast—so you can save money, stay compliant, and keep moving.
Serving 47 U.S. states.
Not Available in Hawaii, Alaska, or Delaware
A Commercial Truck Insurance Partner—Not Just Another Agent
Why Choose Elite Partners Insurance Group
Elite Partners Insurance Group specializes in commercial trucking insurance built to fit your operation. No cookie-cutter policies—just the right coverage to keep you compliant, protected, and saving money.
Fast commercial truck insurance quotes with quick turnarounds
Plain-language explanations—no insurance jargon
Policies structured to pass DOT audits, shipper requirements, and contracts
Strong relationships with factoring companies, finance companies, and fuel card providers
Real customer service before, during, and after the policy is written
OUR GUARANTEE
Every commercial insurance policy we sell is true to fit—no gaps, no wasted coverage, and no surprises when it matters most.